Coverage Summary

Accidents

All accidental stains

Accidental rips,
tears, punctures

Accidental burns
or heat marks

Nail polish

Water and beverage
marks or rings

Accidental scratch,
gouge, chip,
or dent that penetrates
the top coat of hard
surface finish

Accidental damage to
fringe

Structural Failures

A structural or component
failure due to a defect in
materials and workmanship

Breakage of frames, glass,
mirrors, mechanisms, welds,
swivel bases, recliner
handles and assembled joints

Component mechanical and
electrical failures such as
defective motors, massagers,
vibrating units and heaters

Seam and stitching separation

Zippers, buttons and tufted
buttons

Loss of silvering

Umbrellas

ADJUSTABLE BED STRUCTURAL FAILURES

Breakage of mechanisms including
sleeper mechanisms, reclining
mechanisms, heating and vibrating
mechanisms

Breakage of steel frames

Breakage of welds

Failure of integral electrical
components including wiring,
motors and remote control devices