You win if you use the service and you win if you don’t.
When you purchase a Simple Care Free Plan, provided by Montage, you will also receive a “Win Win” Certificate. If you do not initiate a claim during the term of your Care Free Plan, you may be eligible to use the Simple Care Free Plan Win Win Certificate to apply the full purchase price of your Care Free Plan toward a future Simple Home+ home furnishings purchase, subject to certain restrictions. Please refer to your “Win Win” Certificate for complete Terms and Conditions.